End-to-end help in English,
mortgage guidance,
and transparent fees.
Home-finding for expats, with expats.
Long-Term Residential & Investment Properties
Mortgage Support to Documents Approval
From financing guidance to multilingual support, we make buying a long-term home or investment property in Japan feel transparent, simple, and secure.
Financing Guidance for Foreigners
Multilingual Translation Support
Long-Term Residency Focus
Documentation Support
End-to-End & After-Care Support
From Hokkaido to Okinawa.
Cities we’ve closed in and expat clients supported.
3150+
Expat Clients
13+
Cities
7
Languages Supported
English, 中文, 日本語,
臺灣中文, Русский,
हिंदी, Filipino
SORA guided our Kyoto purchase smoothly, managing everything end to end efficiently.
Smith Family
With SORA, language barriers disappeared and we could finally express ourselves freely.
Mrs. & Mr. B
SORA helped me negotiate confidently and secure better terms with the owner.
Mr. Lee
Based in Osaka, SORA still offers properties across Japan with nationwide reach.
Karen
STEP 1: Discovery & Budgeting
We review your visa status, income, and down payment, then match you with expat-friendly lenders to define a realistic budget and timeline.
STEP 2: Search, View & Apply
We shortlist properties that fit your brief, arrange in-person or video viewings, and offer the right terms and contingencies.
STEP 3: Mortgage & Contracts
We handle the bank application, translations, and contract reviews, coordinate disclosures, insurance, taxes, and utilities.
STEP 4: Handover & Move-In
You receive the keys, complete handover checks, and move in with utilities set, plus optional after-care support.
De-risk the biggest blocker
Most expat buyers can qualify even without PR; if income, visa status and credit score are solid.
Typical Down Payment ranges 10–20%. Some banks require more for non-PR or older buildings.
Overseas income may be taken into account if supporting documents are provided.
Banks usually require fire insurance. Earthquake insurance is optional but recommended.
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to the step-by-step process.
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Yes. Many expat buyers can qualify without PR if income, visa status, and credit profile meet lender requirements.
Typical down payments range from 10–20%. Some banks may require more for non-PR buyers or older properties.
Budget ~4–5% of the purchase price for taxes, bank/admin fees, insurance, registration, and the judicial scrivener. We’ll estimate your exact figure before you commit.
Yes, overseas income may be considered if proper documentation and tax records are provided.